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Landlord Protection

You need to feel confident that all you've worked for is not at risk. Whether you own one rental property or several, we'll be there to make it right if it is damaged as a result of a covered event. And we'll also help you get your rental property back to generating revenue as quickly as possible.

Rental property is a great investment, especially if you protect your assets with excellent coverage and the advice of an experienced Safeco agent. Make sure that you and your property are covered when choosing a landlord protection insurance policy.

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Multiple Rental Dwelling Coverage

Consolidate the insurance for your rental properties onto one commercial policy.  With all of your rentals scheduled on one policy you eliminate duplicate coverage and simplify management.  Start at 10 properties, and grow to 50, 100 or more.  Our one policy expands with your business.

Our 10+ Dwelling program covers the building structure, business personal property, business income/rental value, including extra expenses, scheduled equipment, and crime.

  • Multi-family dwellings accepted, 1 to 4 families
  • Actual cash value or replacement cost valuation
  • Deductible options from $500 to $25,000
  • Separate wind/hail deductibles available
  • Premises liability up to $1 million
  • Aggregate liability limit 2 X
  • Co-insurance from 80 percent to 100 percent
  • Basic form, broad form or special form
  • Flexible pricing
  • Vacant dwellings are accepted
  • Encourage your tenants to obtain their own renters policy to protect their personal property and to cover their own liability risks.

    Manufactured Home Rentals

    Manufactured housing's flexibility make it useful for many purposes. We write commercial coverage for a manufactured home your business owns and rents as a:

    • Residence
    • Office
    • Portable Construction Unit
    • Animal Trailer
    • Storage Unit

    Our coverage includes other structures on the property, like a shed or unattached garage. In most states our deductibles range from $500 to $10,000. There is no restriction on the number of units or the policy limits.

    Add to your policy coverages like:

    • Business personal property protection for business equipment if the housing is used as an office.
    • Reasonable repairs expense coverage for temporary repairs to guard against further damage initially caused by a covered event.
    • Trip collision coverage during the move to the unit's site.

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    Why Heartland?

     

    We Do Business Your Way:

    We Work For You!

    Our Loyalty is to YOU! With over 100 carriers to choose from, we ONLY recommend the best valued company that fits your needs and your budget.